ESTO hire purchase – €0 contract fee!
Completing an order with ESTO hire purchase is as quick and easy as paying by bank link. Confirm your order and, to see your personal terms and complete the purchase, sign the hire-purchase contract digitally with your ID card, Smart-ID or Mobile-ID.
ESTO hire purchase is a flexible payment solution that lets you split a payment conveniently into monthly instalments. Spread the purchase amount over a period that suits you. You choose the period and the down payment when you complete the purchase, by selecting ESTO hire purchase at checkout.
Use ESTO hire purchase in online shops and physical stores. You will find all ESTO partner shops on ESTO Market: esto.eu
How to use ESTO hire purchase?
Add the items you need to the basket.
Choose ESTO hire purchase as the payment method at checkout.
Choose your preferred repayment period between 3 and 60 months.
You get the decision in real time.
If the decision is positive, sign the contract digitally with your ID card, Smart-ID or Mobile-ID.
ESTO hire purchase is offered and managed by ESTO AS. The annual percentage rate of charge of ESTO AS hire purchase is 23.63% under the following example terms: credit amount EUR 1490, price of the goods/service EUR 1490, down payment 0%, fixed interest rate 11.90%, contract fee EUR 0, total amount of credit and repayments EUR 1844.64, assuming the credit is repaid over 24 months in equal monthly instalments of EUR 76.86. Read the terms before signing the contract and consult a specialist if necessary. The hire purchase is offered and managed by ESTO AS.
ESTO3 – Pay in 3 equal parts, with no extra fees!
The ESTO 3-part payment method lets you pay over three months in three equal payments, with no additional costs. Each monthly payment is the basket total divided into three equal parts. The first monthly payment is always due on the 15th of the following month. No interest. No additional costs. You can always pay early at no cost. The payment method is offered and managed by ESTO AS.
ESTO 3 is the most popular new-generation payment method. Split the purchase amount conveniently into 3 equal parts. Get exactly what you need with no interest, no fees and no down payment.
Use the ESTO 3-part payment method in online shops and physical stores.
You will find all ESTO partner shops on ESTO Market: esto.eu
How does it work?
By choosing ESTO 3 as your payment method, you can split the whole payment into 3 equal parts over 3 months with no fees at all.
Add the items you need to the basket
Choose ESTO 3 as the payment method at checkout.
You get the decision in real time.
If the decision is positive, confirm the purchase.
ESTO sends you your first invoice on the 15th of the following month.
The financial service is provided by ESTO AS. Read the terms before concluding the contract and seek expert advice if necessary.
More information: www.esto.ee.
What is ESTO?
ESTO is the preferred provider of payment solutions in the Baltics, making selling for merchants and buying for consumers revolutionarily simple and smooth. ESTO has almost 500,000 active customers across the Baltics and more than 3,000 partner shops. ESTO’s mission is to help partners sell and customers buy.
If you need help, contact an ESTO AS employee at info@esto.ee or visit esto.eu.